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Portfolio Mix

Click on the dial to see the conservative, moderate & aggressive portfolio strategies.

Asset Allocation
10%
Equities
10%
Indices
10%
Forex
20%
Commodities
50%
Bonds
Note: This is for illustrative purposes only and there is no obligation to accept the asset allocation provided by this tool. The Portfolio Mix is neither investment advice nor a suggestion on asset allocation to be adopted by the investors.
Instruments
Description
Trend
Trading Range
equites
Mastercard Inc
Trend
Range $525 - $575
Mastercard had a very strong Q4 and clearly beat expectations. Earnings came in at $4.76, well ahead of the $4.24 estimate, while revenue jumped 17.6% year-on-year to $8.81 billion. Spending trends remain healthy. Switched volumes grew 9%, showing that consumers across segments are still spending. The biggest positive was value-added services, which grew 22%, this high-margin value-added services business continues to lift overall earnings quality. The outlook also looks solid. Management expects 2026 revenue growth at the high end of a low-double-digit range, which supports the steady long-term growth story. Technically, the stock bounced after results from a long-term ascending trendline linking the 2022, 2023, 2025 and 2026 lows. It has spent most of 2025 in a $535–$585 range. Currently, the stock has bounced from near the lower end, signalling a good risk-to-reward ratio. Above $535, upside toward $565 and possibly $590 remains intact.
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indeces
Switzerland 20
Trend
Range CHF 12,470 –
CHF 13,850
The Swiss equity market outlook remains positive for the coming month, supported by an improving trade environment and a stable economy. The recently struck trade deal with the US, which slashes tariffs previously imposed on Swiss exports, will likely relieve external pressure on the economy, reducing downside risk to growth. This comes alongside better-than-expected global economic performance last quarter, which is constructive for Switzerland’s trade-dependent economy. From a market perspective, the index is defensive in nature, with healthcare (38%), financials (21%) and retail staples (15%) making up the majority of the index by sector. These sectors have reported improving earnings visibility along with healthy balance sheets. After a prolonged technical breakout in December, momentum remains bullish with the index finding support at its 50-day SMA. With sentiment improving in Europe over the past month, the Swiss index is expected to maintain a bullish bias in the near-term.
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forex
USDCHF
Trend
Range 0.733 - 0.786
From a technical stance, on the monthly chart, the currency pair has broken below the multi-year support at the 0.770-0.786 range. On the daily chart, the currency pair is witnessing a breakdown retest, supporting a bearish stance for the month ahead. Furthermore, the dollar index is breaking down from a multi-year trendline. From a fundamental stance, geopolitical stress, renewed trade threats from Washington and Switzerland’s conspicuous absence from tariff crosshairs have combined to put the franc firmly back in demand just as confidence in the greenback frays. Furthermore, in Switzerland, the consumption environment remains robust. The consumer confidence index clocked actuals at -31 versus -33 expectation (-34 previous) for December 2025, supporting a bullish stance on the franc. In line with the same, the Federal Government Expert Group on Business Cycles of Switzerland has revised up its forecasts for 2026 to 1.1%, the previous expectation was 0.9%. The reduction in US tariffs on Swiss products has strengthened the outlook.
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commodities
Gold
Trend
Range $4770 - $5500
Gold has given stellar returns of approximately 29.31% in January. The increase can be attributed to growing geopolitical uncertainties. The month began with attacks on Venezuela, followed by friction between the USA and Europe over Greenland. Soon, uncertainty resurfaced in the Middle East. Trump has warned Iran that a physical intervention is possible if it does not comply with US demands regarding its nuclear program. In addition, a partial shutdown of the US Government would further support Gold. Lastly, Central banks continue to add gold in their reserves. Around 755 tonnes of Central bank purchases are expected in 2026, which is higher than pre 2022 averages, which are closer to 400-500 tonnes. The coming month may pose more such uncertainties, leading to fundamental support for gold prices. However, investors should be prepared for volatility in Gold as implied volatility for the Gold ETF (GLD) stands at 39%, a level last seen in 2011.
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bonds
iShares Core U.S.
Aggregate Bond
ETF (AGG)
Trend
Range $98.07 - $102.23
The iShares Core U.S. Aggregate Bond ETF (AGG) is a prominent fund that closely tracks the Bloomberg Barclays U.S. Aggregate Bond Index, offering a comprehensive snapshot of the U.S. investment-grade bond market. With a diversified portfolio of over 8,000 bonds, including government, corporate, mortgage-backed, and asset-backed securities, AGG provides extensive coverage of the U.S. bond market. The ETF is designed for cost efficiency, boasting a low expense ratio of 0.03% — significantly below industry standards — and managing assets exceeding $138.42 billion. AGG has delivered one-year returns of 6.87%, with a 12-month dividend yield of 4.00%. This makes it an attractive option for investors seeking broad exposure to U.S. bonds at minimal cost, with the potential for income and capital appreciation. The ETF has an effective duration of 6.03, making it less sensitive to interest rate fluctuations.
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iShares iBoxx $
Investment Grade
Corporate Bond
ETF (LQD)
Trend
Range $107.53 - $113.83
The iShares iBoxx $ Investment Grade Corporate Bond ETF (LQD) seeks to track the performance of an index comprising U.S. dollar-denominated investment-grade corporate bonds. It provides investors with exposure to the high-quality segment of the corporate bond market, offering broad diversification across various sectors, maturities, and credit ratings. With a low expense ratio of 0.14% and strong liquidity, LQD is an attractive option for those seeking income and stability in the fixed-income space. The fund has delivered a 1-year return of 7.64% The ETF has a 12-month dividend yield of 4.73%. It carries moderate interest rate risk and low credit risk, with the majority of its holdings rated A or higher by major credit rating agencies. LQD is an excellent choice for investors seeking a reliable and well-diversified investment in the investment-grade corporate bond market.
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iShares iBoxx $
High Yield
Corporate
Bond ETF (HYG)
Trend
Range $79.39 - $82.67
The iShares iBoxx $ High Yield Corporate Bond ETF (HYG) is designed to mirror a broad index of U.S. dollar-denominated high-yield corporate bonds. Its primary goal is to offer investors access to the high-yield bond market's potentially high returns and diversification benefits. HYG holds over 1,000 bonds across various sectors and credit ratings, with substantial allocations in the 3-5-year and 5-7-year maturity ranges. The fund has posted a 1-year return of 7.66%. It also features an attractive 12-month dividend yield of 5.64% and a low expense ratio of 0.49%, making it particularly appealing to income-focused investors. While HYG carries a moderate risk profile — characterised by higher credit risk and the volatility typical of high-yield bonds — it offers the potential for enhanced returns. Additionally, its lower correlation with other fixed-income and equity markets can improve the overall risk-return balance, making HYG a compelling option for those seeking a well-rounded and diversified portfolio.
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Vanguard Short-
Term Corporate
Bond Index
(VCSH)
Trend
Range $79.16 - $80.79
The Vanguard Short-Term Corporate Bond Index (VCSH) is a mutual fund that focuses on high-quality corporate bonds with maturities of 1 to 5 years. Its primary goal is to provide investors with a stable and moderate level of current income while minimising exposure to interest rate risk. The fund closely tracks the Bloomberg Barclays U.S. 1-5 Year Corporate Bond Index, which reflects the performance of U.S. dollar-denominated, investment-grade, fixed-rate bonds issued by companies in the industrial, utility, and financial sectors. With a remarkably low expense ratio of 0.030%, far below the industry average, VCSH has consistently outperformed its benchmark. The fund has delivered one-year returns of 6.56% and a 12-month dividend yield of 4.46%. It is well-diversified across various sectors, including financials, consumer non-cyclical, communications, and technology. VCSH is an excellent choice for investors seeking income generation while prioritising risk management and liquidity in their portfolios.
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Data Source: Bloomberg
Date: 1st February, 2026

Arun Leslie John
Chief Market Analyst

Deepa Sachanandani
Deputy Head - Research

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The product and investment ideas do not consider the risk profile and financial position of the recipient and may not be suitable for everyone.
Trading in financial markets involves a significant risk of loss, which can exceed deposits. Please read the complete disclaimer carefully.
DISCLAIMER: Century Financial Consultancy LLC (“CFC”) is Limited Liability Company incorporated under the Laws of UAE and is duly licensed and regulated by the Emirates Securities and Commodities Authority of UAE (SCA). This information is for illustrative proposes only and must not be construed to be an advice to invest or otherwise in any investment or financial product. CFC does not guarantee as to adequacy, accuracy, completeness or reliability of any information or data contained herein and under no circumstances whatsoever none of such information or data be construed as an advice or trading strategy or recommendation to deal (Buy/Sell) in any investment or financial product. CFC is not responsible or liable for any result, gain or loss, based on this information, in whole or in part. Please refer to the disclaimer section of the website for full disclosure of the terms and conditions.
Risks & Assumptions
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The strategy might suffer from look-ahead bias which occurs due to use of information or data in a study or simulation that would not have been known or available during the period being analyzed. This can lead to inaccurate results in the study or simulation.
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Future price movements may not be exactly the same as the historical price movements and this could lead to variation in performance.
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Testing can sometimes lead to over-optimization. This is a condition where performance results are tuned so high to the past they are no longer as accurate in the future.
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The model assumes no slippages in trading. Slippage refers to the difference between the expected price of a trade and the price at which the trade is actually executed.
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Drawdowns in actual trading can be higher than the tested system and loses could significant in the event of leverage.
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Unforeseen events can lead to variation in performance from the tested trading strategy.
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The tested result has been computed with price feeds available from Bloomberg.
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The testing environment has not considered transaction or any other costs.
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Trading indicators used for the purpose of testing has been provided by Bloomberg.
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The strategy might suffer from data mining fallacy, selection bias and backfill bias.